Condo Insurance

As a condo owner, you’re responsible for protecting everything inside your unit, from the walls inward. While your condo association’s Master Policy typically covers the building itself and shared spaces, it doesn’t cover the interior of your home or your personal belongings.

That’s where your own condo insurance comes in.

At Joy Robertson Agency, we understand that condo coverage can feel a little confusing. We’re here to make it simple. We’ll help you choose protection that fits your needs and your budget, whether you’ve recently bought your condo or you’re reviewing your current policy.

Our goal is to give you confidence that your space, your belongings, and your peace of mind are fully protected.

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What Is Condo Insurance?

Condo insurance provides protection for the inside of your unit and everything you own. While your condo association’s Master Policy usually covers the building and shared areas, it does not cover your personal belongings or the interior features of your home. Condo insurance helps pay for repairs inside your unit, replaces items damaged by covered events, and includes liability coverage if someone gets hurt in your space.

At Joy Robertson Insurance, we know condo coverage can be confusing because every association’s policy is different. That’s why we take the time to review what your HOA covers and help you choose a policy that fills the gaps—giving you the right protection for your lifestyle and your budget.

Because each condo association sets its own rules, it can be tough to know exactly what you’re responsible for. Our team is here to guide you through the details, explain your options clearly, and make sure your home and belongings are fully protected. Contact us today to get started.